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REPAY News: Buckhead Business Among Fastest Growing in Nation - Six years ago, four Buckhead men started a business, which is now ranked among the fastest-growing businesses in the country. read more

REPAY News: REPAY Featured on the Inc. 500 List read more

REPAY News: REPAY Featured in The Nilson Report - Realtime Electronic Payments (REPAY) has acquired the merchant card processing portfolio of National Translink, adding 1,450 merchants to an existing network of 5,000 merchant locations. read more

Welcome to REPAY

Established in 2006, Realtime Electronic Payments (REPAY) is a full service provider of electronic transaction processing services for retail merchants, offering a comprehensive line of solutions that include credit and debit cards, gift cards, ACH, bank account verification, remotely created checks, Visa POS, electronic bill payment and instant funding. REPAY currently processes for more than 5,000 merchant locations across all product lines.

REPAY’s management team has proven to be successful on several levels since inception by focusing on sales, risk mitigation, merchant support and utilization of its proprietary software platform. REPAY is one of the fastest growing companies in the United States, currently ranked #330 on the 2012 Inc. 500 List. Learn More ›

Client Testimonials:

“REPAY’s product line is a good alternative to retrieving funds from the bank. The process is the only real‐time solution I am aware of for the consumer finance and collections industries. Their process is quicker, less costly and more efficient than most methods of collecting past due debt.”

Jerry Robinson
President/Managing Director
Valued Services

“We began using REPAY’s service in early December of 2006. The value of your product has been well worth the investment, as we have produced half a million dollars in gross revenue. Not only have we seen a significant pick‐up in our collections, but the back end support has gone smoothly as well, including funding and settlement, chargeback’s, batch reconciliation, minimal customer service issues and batch processing.”

Robert King
Vice President of Collections
ACE Cash Express

"QC Holdings has used REPAY’s VISA POS since 2007. REPAY’s VISA POS product has provided a cost effective method for the collection of funds for both us and the consumer. In addition, we utilize REPAY's Card Services, this product is competitively priced and professionally delivered. REPAY’s customer service is exceptional as is the quality of the products they offer."

Cathy Tharp
Vice President - Controller
QC Holdings, Inc.