REPAY EBPP (Electronic Bill Payment and Presentment) offers a comprehensive online bill payment gateway for companies requiring business to consumer bill presentation and payment.

The Gateway provides the following solutions that can be configured to specific client needs:

  • Multiple Payment Channels:
    • Self‐Directed Payment Gateway (Web)
    • Over‐the‐Counter Payments via Customer Service Rep. (CSR)
    • Over‐the‐Phone Payments
      • Via Interactive Voice Response (IVR)
      • CSR Assisted
  • Multiple Payment Methods:
    • ACH (PPD, CCD, WEB, TEL, BOC, )
    • Debit Card / Credit Card
    • Wire Transfer
    • Cash / Check / Money Order
    • Western Union / Money Gram
  • Multiple Fee Strategies:
    • Merchant Absorbed
    • Convenience Fee
    • Hybrid (Combination of Absorbed and Convenience)
  • Multiple Payment Functionality:
    • Make One‐Time Payments
    • Schedule Future Payments
    • Schedule Recurring Payments
  • Multiple Communication Methods:
    • Face‐to‐Face Conversations
    • Email Notes
    • SMS Text Messaging
  • Multiple Layers of Connectivity:
    • Full Integration w/ Client’s Loan Management System
    • End of Day, Batch Integration w/ Client’s Loan Management System
    • “Blind” or No Integration w/ Client’s Loan Management System
  • Multiple System Enhancements:
    • GUI Settings Tool ‐ Customize Your Web Site
    • Minimum and Maximum Payment Thresholds
    • Multiple Tender Capability / “Split” Payments
    • Capture Payments from Checking and Savings Account
    • Enable Remote Deposit Capture / Check 21
    • Enable Remotely Created Check